From underwriting to claims management, or fraud detection to compliance, IDI equips insurance teams with the tools they need to onboard new customers and effectively manage risk. Our solutions make it easy to confirm applicant identities, analyze claimant backgrounds and associations, and help you act with speed and certainty — all via one intuitive platform covering nearly 100% of the U.S. adult population.
The identity intelligence insurance teams rely on for smarter decisions
Insurance segments we serve
One platform. Every insurance line.
Life insurance
Confirm policyholder and beneficiary identities quickly and confidently. Leverage deceased monitoring to maintain reliable records and minimize payment risk. Reduce delays in claims processing and help prevent beneficiary fraud.
Property and casualty
Reveal undisclosed risks and flag potential fraud pre- or post-bind. Strengthen identity verification in underwriting and reduce the likelihood of paying fraudulent claims.
Commercial and specialty lines
Gain a full picture of business owners, entities, and their affiliations.
Benefits and outcomes
Why insurance teams choose IDI
- Find red flags others miss — identities, addresses, connections, and more — for enhanced fraud detection
- Make confident decisions faster backed by coverage of nearly the entire U.S. adult population
- Exceptionally intuitive interface gets your team up and running fast
- Seamless API and batch integration, plus on-demand and mobile, it’s your call
- Drive results: fewer false positives, sharper targeting, better outcomes
Data delivery options
Plug in and go — however you work
Whether you prefer an API, batch enrichment, our online portal, or even mobile app — we fit into your workflow, not the other way around.
API – Real-time access that scales with your tools
Batch – Enrich thousands of records fast, with traceable accuracy
Online portal – Instant search, powerful filters, no integration needed
Mobile app – Data you can use, in your pocket
Use cases across the lifecycle: Find what matters to you
Whether you’re in SIU, underwriting, compliance, or marketing, IDI gives you the clarity to act quickly and confidently.
- Marketing
-
Fraud Prevention
and Detection - Underwriting
- Claims and SIU
- Subrogation
- Compliance
Marketing
Target precisely, even when lead data is incomplete or outdated. IDI fills in the gaps and helps you reach the right individuals faster — boosting acquisition while reducing waste.
Fraud Prevention and Detection
By providing access to assets, criminal histories, behavioral data, and high-risk identity flags—including indicators of synthetic identities, SSN manipulation, and frequent identity changes—IDI enables earlier detection of suspicious activity and enhances KYC and AML compliance in underwriting. These fraud signals, combined with enriched consumer and business profiles, help optimize processes and increase operational confidence.
Underwriting
Quickly verify applicant identities and surface fraud risk indicators others miss. Our data helps you spot fraud with confidence.
Claims and SIU
Confirm who’s who and what’s true — from identity resolution to asset tracing. IDI connects the dots to detect fraud and accelerate legitimate claims. Access relatives and associate data to uncover hidden relationships, view possible criminal records, and get a full view of the claimant.
Subrogation
Leverage powerful identity insights to identify undisclosed or hidden assets that strengthen subrogation and recovery efforts. Our advanced data solutions help streamline workflows, boost operational efficiency, and enable smarter decision-making—ultimately increasing your recovery success rates.
Compliance
Build processes with data you can stand behind. IDI gives you defensible identity insights that support KYC, onboarding, and regulatory reviews.
